Wisconsin Mortgage Calculator
Estimate your monthly mortgage payment in Wisconsin, pre-filled with the state's median home price and ~1.51% property tax rate.
Updated June 2026 · Reviewed by the apitpi team · How we calculate
Taxes, insurance & extra payments
Estimated monthly payment
$2,044
$1,517 principal & interest
- Loan amount
- $240,000
- Total interest
- $306,107
- Total of payments
- $546,107
- Payoff date
- Jun 2056
Loan balance over time
Buying a home in Wisconsin
The median single-family home in Wisconsin costs around $300,000. With a 20% down payment and a 6.5% 30-year fixed rate, the principal and interest works out to roughly $1,517/month — before adding property tax and homeowners insurance.
Wisconsin's property tax matters: at an effective rate near 1.51%, expect about $4,530/year ($378/month) on a median-priced home. The calculator above already includes this estimate — adjust it to match your county.
How Wisconsin compares
Among all 50 states, Wisconsin has the 32nd highest median home price and the 9th highest effective property tax rate. Homes here cost about 14% less than the national median, and property taxes run above the typical state.
| Wisconsin | U.S. median | |
|---|---|---|
| Median home price | $300,000 | $350,000 |
| Property tax rate | 1.51% | 0.88% |
| Annual property tax (median home) | $4,530 | $3,080 |
Median price and tax rate are estimates for guidance only. Conforming loan limits: see the FHFA; current rates: Freddie Mac PMMS.
Frequently asked questions
What are property taxes like in Wisconsin? +
Wisconsin's effective property tax rate is roughly 1.51% of home value per year. On the state's median home price of about $300,000, that's around $4,530 per year, or $378 per month added to your payment.
What's the monthly payment on a median-priced home in Wisconsin? +
With 20% down on Wisconsin's median home (~$300,000) at a 6.5% rate over 30 years, the principal and interest is about $1,517 per month, before property tax and insurance. Enter your own numbers above for an exact figure.
Is this mortgage calculator free? +
Yes — free, no signup, and all calculations run privately in your browser.